In today’s turnkey world, there are myriad applications and app-based options online that purport to make it convenient and easy to manage your financial matters. Likewise, there are many of what I call “snake oil salesmen” who will happily create a financial plan for you in exchange for some of your hard-earned money. The problem is that neither of these options can really help you effectively plan for retirement. Sure, the former claim to make planning something you can easily accomplish and the latter often retrofit your objectives into a one-size-fits-all “canned” plan that’s sold to every client.
If you’re serious about investing for your retirement, and about having enough money to live the life you want after you walk away from years of working, it’s crucial that you approach your financial planning sooner than later with a retirement strategy that is completely customized to your needs. You ABSOLUTELY need a PERSONALIZED plan developed collaboratively
As a longtime fee-for-service financial planner who has helped hundreds of clients plan for retirement, I can’t tell you how many frustrated people have shown me plans that look virtually alike and don’t adequately address their future needs. This is where my professional expertise, backed by decades of experience and results on my clients’ behalf, enables me to create new retirement plans for them that ensure they have the nest egg they want once retirement time rolls around.
I urge you to meet and develop a long-term relationship with a qualified financial planner who will help you develop a PERSONALIZED plan for retirement today, and also work with you to manage your plan for maximum returns in the years between today and the day you retire. Your financial plan should include 8-10 pages custom-written specifically for you, not just standard “canned” wording and charts.
A qualified financial planner will discuss the following items with you in order to develop a plan that addresses your special goals, objectives and needs.
Of course, there are other considerations as you plan for retirement. I often advise people to put together a list of questions so that when we meet, I can respond to them in as much detail as possible as we’re creating what for them will be a solid retirement plan that assures that they will enjoy the future they want, barring unforeseen circumstances. And it’s really wise to begin this process as early as possible because as many will tell you, with all the day-to-day things you’re doing now, retirement can have a way of sneaking up on you. Be prepared, and be confident that you’re set for the retirement you desire.